You spend your whole life taking care of your family. You think things through, you make smart decisions and you’re always planning ahead. But sometimes life has its own plans. What if you got hurt or sick and couldn’t work for three months? With no paychecks coming in, how would you pay the bills? Truth is, there is a one in four chance of this happening to you. Short Term Disability insurance from CSI protects you when you’re unable to work due to injury or illness, no matter where it occurs.